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Loan and Mortgage Terms Glossary

Qualified Thrift Lender (Qtl):

A savings institution that qualifies for low cost advances from its federal home loan bank and/or qualifies for federal tax benefits by virtue of having at least a certain percentage of its assets in housing-related investments. Traditionally, the minimum has ranged between 60 and 70 percent of assets. See actual thrift investment percentage. See qualified thrift investment.

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