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Loan and Mortgage Terms Glossary

Preliminary Examination Response Kit (Perk):

A package sent by ots to a financial institution prior to the start of an on-site examination. The package contains forms and instructions to the institution for gathering various information and documents. The perk also indicates the expected date of the examination, requests that the institution arrange various logistics details and asks the institution to have basic information ready for the arrival of the examination staff. Also called the advance package.

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