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Loan and Mortgage Terms Glossary

Holding Company:

A corporation or other entity that owns a majority of stock or securities of one or more other corporations, thus obtaining control of the other corporations. A savings and loan holding company is defined by the national housing act as "...any company which directly or indirectly controls an insured institution or controls any other company which is a savings and loan holding company...." control is defined as owning 25 percent or more of the voting stock.


 
     
 
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